How Increased Lifespan Impacts Our Financial Planning: Fanci Worthington

With extended lifespans, how much money do we need to be
comfortable for the rest of our lives? How can we plan and set
ourselves up financially? How is retirement changing? What is an
annuity? How is the approach to finances different for men and
women? What do we need to know about IRAs? What about taxes? What
is the benefit of having a financial advisor? How does one go
about finding a financial advisor? 


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Fanci Worthington is a certified financial planner and accredited
investment fiduciary with 27 years of experience. Fanci joins us
to discuss what we need to do to set ourselves up for success
when it comes to our finances, how increased life expectancy is
impacting our finances, what an annuity is, how to find the right
financial advisor, and more. 


“Now the biggest threat to portfolios is living too long.” 


“There’s a theory that the average age of someone born in 2020
could very likely be 120.” 


“I’m turning 50 this year and my thought process of turning 50 is
that I’m starting a farm. My friends that are older, when they
were turning 50 they were talking about slowing down and I’m
adding to. I’m adding to my physical labor, I’m adding to my
mentality. It’s a totally different mentality than, say, my
parents.” 


“Financial issues are a major cause for divorce.” 


“Money can be an emotional discussion and something that people
are afraid to talk about with each other because they don’t want
to get in a fight.” 


“A very valuable piece of living longer is removing stress. Take
your stress away. And if your stress is about money, or family
dynamics, or who's going to inherit what, and those types of
things, let somebody help you. It’s so much easier.” 


Listen to the SuperAge podcast wherever you get your pods.


Connect with Fanci:
LinkedIn
Email: Fanci.Worthington@ceterais.com


Disclaimer: Fanci Worthington is a Financial Advisor offering
securities and insurance products offered through Cetera
Investment Services LLC, member FINRA, SIPC. Advisory services
are offered through CeteraInvestment Advisers LLC. Fanci’s Branch
Office is located at 5200 77 Center Drive, Suite 330, Charlotte,
NC 28217. Branch phone number 704-717-8900.


The views depicted in this material are for information purposes
only and are not necessarily those of Cetera Investment Advisers.
They should not be considered specific advice or recommendations
for any individuals. Neither Cetera Investment Advisers nor any
of its representatives may give legal or tax advice.


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