The promise behind investing in private credit, with Percent CEO Nelson Chu

Lex chats with Nelson Chu, founder and CEO of Percent -  the
modern credit marketplace. Nelson kicks off the discussion b by
walking through his inspiration for building the private credit
marketplace and the challenges of operating in the fintech
industry. He explains that Percent aims to provide a better
alternative investment platform for credit investors by offering
shorter durations and lower minimum investments. Nelson also
discusses the importance of infrastructure in the private credit
market and the need for technology to streamline processes. He
highlights the different types of investors and borrowers that
use Percent's platform and the challenges of building a
three-sided marketplace. Nelson also touches on the impact of
macroeconomic factors, such as interest rates, on the private
credit market and the role of data and AI in the industry.


 


MENTIONED IN THE CONVERSATION


 


Percent's Website: https://bit.ly/3x3w8Mg


Nelson's LinkedIn: https://bit.ly/4a5Nwym


 


Topics: Private credit, lending, borrowers, underwriting, AI,
artificial intelligence, investment, alternative investment,
fintech, marketplace


 


Companies: Percent, Lending Club, LendIt, Prosper, Blackstone


 


ABOUT THE FINTECH BLUEPRINT


 


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Twitter: https://twitter.com/LexSokolin


 


TIMESTAMPS


 


1’12: From FinTech Consulting to Revolutionizing Private Credit:
The Genesis of Percent


 


4’33: Unveiling the Void: The Journey to Establishing Essential
Infrastructure in Alternative Investments


 


6’55: Decoding Private Credit: Navigating Yields, Risk, and
Investor Dynamics in Short-Duration Fixed Income


 


14’01: Investor Trends and Platform Evolution: The Shifting
Terrain of Private Credit Investments


 


19’15: Building the Bridge: Crafting the Infrastructure to Power
a Tripartite Financial Marketplace


 


26’15: Mastering Multi-Sided Markets: Strategies for
Bootstrapping Borrowers, Investors, and Underwriters


 


31’26: Tech as the Catalyst: Navigating the Fusion of Traditional
Finance and Innovative Infrastructure in Private Credit


 


36’49: Adapting to Shifts: The Impact of Changing Interest Rates
on the Private Credit Landscape


 


40’16: Unlocking Potential with AI: How Proprietary Data Sets Are
Shaping the Future of Finance


 


43’15: The channels used to connect with Nelson & learn more
about Percent


Disclaimer here — this newsletter does not provide investment
advice and represents solely the views and opinions of FINTECH
BLUEPRINT LTD.


Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella


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