Growing to $45B in volume on Zerohash crypto infra, with CEO Edward Woodford

 Lex chats with Edward Woodford - CEO of Zerohash. They
discuss Zerohash’s growth, the rise of stablecoins, and the
evolving fintech landscape. Edward explains how stablecoins now
make up half of Zerohash’s volume, highlights regulatory shifts
in the U.S. and abroad, and explores the distinction between
crypto and stablecoins. The conversation covers usability
challenges, emerging payment use cases, and the future of
embedded finance, emphasizing the need for regulatory clarity and
collaboration between fintechs and traditional financial
institutions.


 


Notable discussion points:


 


1. Stablecoins Overtake Crypto in Volume: Stablecoins now make up
over 50% of Zerohash’s volume, driven by regulatory clarity and
real-world use cases like payments and treasury. Institutions
prefer them for their centralized control and ease of
integration.


2. Brokerage and Payments Are Converging: Zerohash sees strong
demand across brokerage and payment rails, with banks and
fintechs embedding stablecoin infrastructure. Global payouts,
account funding, and subscriptions are key growth areas despite
UX friction.


3. Regulatory Climate Is Rapidly Improving: U.S. policy has
shifted from regulatory overreach to bipartisan support for
stablecoin legislation. This change is unlocking institutional
adoption, with banks now moving aggressively into crypto and
digital assets.


 


MENTIONED IN THE CONVERSATION


 


Topics: Zerohash, MoonPay, Transak, Ramp, Stripe, BlackRock,
Franklin Templeton, Hamilton Lane, Morgan Stanley, Charles
Schwab, SoFi, Uniswap, fintech, web3, digital assets, blockchain,
tokenization, rwas, stablecoin, crypto, regulation


 


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Twitter: https://twitter.com/LexSokolin


 


TIMESTAMPS


 


1’51: From Crisis to Convergence: Edward Woodford on Scaling
Zerohash and the Future of Embedded Crypto Infrastructure


 


5’06: Scaling the Pie, Not Stealing Slices: Rethinking Volume,
Margins, and Meaningful Growth in Digital Asset Infrastructure


 


10’02: The Great Rebrand: How Stablecoins Are Shedding the
'Crypto' Label and Reshaping Digital Finance


 


15’22: From Overreach to Opportunity: How Regulatory Pushback in
the U.S. Sparked a Global Shift Toward Stablecoin Adoption


 


20’31: The Semantics of Trust: Why ‘Stablecoin’ Sells and
‘Crypto’ Scares - and Why the Framing Now Matters More Than Ever


 


22’36: Unlocking Real Utility: Why Stablecoin Payments Are
Finally Poised to Scale Across Commerce and Subscriptions


 


30’50: Disrupting the Rails: How Stablecoins Are Reshaping the
Power Dynamics of Global Payments


 


34’49: The New Brokerage Mandate: Why Every Platform Is Racing to
Add Crypto - and What’s Unlocking the Shift


 


39’03: Rewiring Financial Infrastructure: How Stablecoins and
Super Apps Are Forcing Banks to Rethink Risk and Relevance


 


43’07: The channels used to connect with Edward & learn more
about Zerohash


Disclaimer here — this newsletter does not provide investment
advice and represents solely the views and opinions of FINTECH
BLUEPRINT LTD.


Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella


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