#45 - Kernel Wealth Interview (Lump Sums, Core Satellite Investing, Debt, Stocks, Investment Property, Cashless Society etc.)

Kernel is an innovative investment company that allows you to
manage your investment portfolio in a user friendly way


Website - https://kernelwealth.co.nz/


Facebook - https://www.facebook.com/kernelnz/?re...


Instagram - @Kernel Wealth


LinkedIn - Kernel


 


TIMESTAMPS


 


00:35 - How Kernel Adapted To Lockdown


01:42 - Enjoying Talking To Customers During Lockdown/Answering
Customers Questions


02:37 - Duration Of Calls/Appreciating Long Investment
Discussions With Customers


04:00 - Investing In A Lump Sum


04:45 - Pros And Cons Of Lump Sums


06:53 - Kernel Are Not Financial Advisers/Tools Kernel Provides


08:01 - Starting An Investment Portfolio


10:43 - Complications Of An Investment Portfolio


11:33 - Diversification/Simplifying Funds


12:28 - People Not Knowing What They Are Investing In


14:03 - Being Influenced By Media To Invest In Certain Stocks


15:45 - Mob Mentality & Stopping It


18:15 - Being Cautious With Finances Due To Covid-19


19:46 - Lag Effect


20:08 - Long Term Strategy/Emotional Decision Making


22:29 - Commercial Property/Working From Home


24:25 - Core Satellite Investing


26:02 - Example Of Core Satellite Investing


27:15 - Core Satellite Investing In Its Infancy In
NZ/Opportunities Of Core Satellite


29:37 - People Thinking They Know What Core Satellites Are But
Don’t


30:31 - Simplifying Investing To People Who Don’t Know Anything


31:52 - Kernel Want You To Contact Them If You Have Financial
Concerns/Expanding


32:23 - Expanding Kernel Overseas


32:50 - Kernels Thoughts On Investing Around Covid-19


35:50 - Residential Property


39:55 - Younger People Investing Less In Property/New
Opportunities


40:36 - Difference Between The GFC & Covid-19/Recovery
Timeframe


42:07 - Kiwisaver


43:25 - Emotional Decision Making


44:05 - Residential Property Doesn’t Require Constant Evaluating


44:45 - House Forecasts Due To Unemployment


45:44 - Gold & Cryptocurrency


47:07- How Kernel Stay Up To Date With The Market


48:37 - Kernel’s Roadshow


49:45 - Kernel’s Advice On Whether To Pay A Mortgage Off Faster


51:22 - Debt


55:00 - NZ Going Cashless/Paywave


56:34 - China’s Pay App


58:59 - How To Find Kernel


59:37 - Kernel Blogs