#50 - Darcy Ungaro Interview (NZ Everyday Investor, Debt, Residential Property, Shares, Gold, Cryptocurrency etc.)

Darcy Ungaro is a financial advisor and the host of the
investment podcast NZ Everyday Investor.


 


SOCIAL MEDIA


Website - https://ungaro.co.nz/nzeverydayinvestor/


Facebook - https://www.facebook.com/TheNZEverydayInvestor/


Twitter - @UngaroDarcy


Instagram - @nzeverydayinvestor


 


TIMESTAMPS


 


00:40 - Why Darcy Became A Financial Advisor


02:40 - How Darcy Started The NZ Everyday Investor Podcast


05:00 - Darcy’s Financial Advising Style/Common Questions Darcy
Gets


06:40 - Good Debt & Bad Debt/Reasons Why People Get Into Debt


08:18 - Debt Coming From Belief System


09:10 - Good Debt/Examples Of Good Debt


10:52 - Good Debt Being Used To Buy Property


11:35 - Safely Taking Risks With Shares/Invest Or Paying Debt


13:23 - Diversifying With Investments


15:30 - How Darcy Explains Investing To Noobs


16:45 - Auckland House Prices/Struggling To Save


18:30 - People Being Caught Up In The Injustice Of How Difficult
House Ownership Is


19:00 - Looking At Other Options Of House Ownership/Buying
Outside Of Auckland


21:06 - Reece Gives Backstory Of How He Purchased His First House


22:36 - Darcy Uses Reece’s Story To Detail Different Housing
Options


23:07 - Compromising On Your Housing Desires


24:18 - Darcy Gives Clients The Hard Truth/Rage Against The
Machine


25:49 - Being A Slave To Your Mortgage/Trends Of First Home
Buyers


27:00 - Housing Desires Changing Due To Circumstances e.g
Children


28:00 - Reece Is Conscious Of Mortgage Repayments


28:59 - Staying The Course With Investing During Covid-19


30:45 - Repositioning Your Investment During Uncertain Times


32:33 - People Are Sheep


33:47 - Sharemarkets During Lockdown/Kneejerk Reactions


35:50 - Not One Size Fits All With Investing/Internet Providing
Conflicting Information


38:09 - Darcy Still Changes His Views On Investing/Not Handling
The Truth


39:54 - Reece’s Podcasting Style


40:48 - How Darcy Approaches Each Client


42:56 - So Many Different Types Of Financial Advice/How Darcy
Operates


46:40 - Gold & Cryptocurrency Is Against The Status Quo


48:15 - Gold & Cryptocurrency Vs Shares


54:29 - Different Types Of Commercial Property


55:37 - Industrial Property Is A Necessity


56:45 - Reece Asks Darcy A Question He’s Never Been Asked Before


57:42 - Why Darcy Left Canada To Come To NZ


58:59 - NZ Will Be Prime Investment Due To It Being A Safehaven
From Covid-19


1:01:16 - Problems With Auckland/Viewing Auckland Homes At
Investments


1:02:52 - Where To Follow The NZ Everyday Investor Podcast


1:03:15 - Reece & Darcy Reflect On Information They Think Is
Good But Audience Think Is Rubbish


1:05:11 - Where To Follow The NZ Everyday Investor Podcast Social
Media