Your Local Real Estate Expert - Michael Perna
Learn all the tips, tricks and more for buyers and sellers in Oakland and Wayne County
Podcaster
Episoden
15.02.2016
1 Minute
There are many great Metro-Detroit area homes for
sale. Click here to perform a full home search, or if
you're thinking of selling your home,click here for a FREE
Home Price Valuation so you know what buyers will pay
for your home in today's market. You may also call me
at 248-886-4450 for a FREE home buying or selling
consultation to answer any of your real
estate questions.
Hot Off The Press!!! The State of Michigan recently
announced that if you have sold a home in the last four years; you
are are eligible for a 75% rebate on the transfer tax that was
required at the time.
Currently, we have discovered 217 refunds for our past clients
that total up to $226,837 in refunds! The best news for you, is
that we are not done yet. Don't worry if we have not contacted you
yet, we're still working hard for you.
We would love to help your friends and family with this as well, if
you know of anyone who has sold a home in the last four years,
please let us know (248) 886-4450. The Perna Team would be happy to
research on their behalf. We will also prepare any necessary
documentation you need which usually includes 6 documents going to
4 different places. Luckily, this all will be done for you. Call
today or fill out the form so you can get paid (248)
886-4450.
We would love to hear some success storied from people who
have received their refunds. Reach out if you believe you might
qualify for this refund.
Mehr
13.01.2016
1 Minute
There are many great Metro-Detroit area homes for
sale. Click here to perform a full home search, or if
you're thinking of selling your home,click here for a FREE
Home Price Valuation so you know what buyers will pay
for your home in today's market. You may also call me
at 248-886-4450 for a FREE home buying or selling
consultation to answer any of your real
estate questions.
Happy New Year, everybody! The holidays are over, which means
we are back to business as usual. For the Perna Team, business
looks like trying to bring as much value to our clients as
possible.
The start of the new year also means that tax season is near.
You have your one and only opportunity to fight your taxes
coming up sometime in the next 30 to 45 days, depending on
which municipality you're in.
When you get your tax bill in the mail, you'll see your new
Taxable Value and your new State Equalized Value. If you flip
to the back or go to the second page, depending on the city,
you will see the phone numbers, the days, and the times you can
use to reach the people you need to in order to fight your
taxes.
To make this a success, what should you bring with you?
First, you need to bring a letter with you that states that
you're fighting your taxes. We have a pre-made copy of that
letter we would love to share with you. Just give us a call or
shoot us an email at any time. In addition to that document,
the city assessor's office is also going to be looking for
three very specific comparable properties. There are a lot of
criteria they go off of; for instance, they will not accept
bank-owned properties, appraisals, short sales, or distressed
sales to determine the value of your property.
The Perna Team knows exactly what you need in order to
successfully fight your taxes, so don't hesitate to reach out
to us for help. We'll get you the three comparable you need
to give you the best chance at getting your taxes lowered in
2016.
We would love to help you save money this year!
Mehr
26.01.2015
1 Minute
There are many great Metro-Detroit area homes for sale.
Click here to perform a full home search, or if you're
thinking of selling your home, click here for a FREE Home
Price Valuation so you know what buyers will pay for your
home in today's market. You may also call me at (248) 425-5082
for a FREE home buying or selling consultation to answer any of
your real estate questions.
Today, we have some great news for you. Over the last few
weeks, interest rates have been coming down. If you've
received a home loan sometime in the last few months, you've
probably noticed that rates are hovering between 4.25%
and 4.4%.
Let's say you have a $200,000 home loan with an interest rate of
4.25%. Your principal and interest payment would be roughly $989
a month on a 30-year fixed mortgage. Recently, I've seen
closings with interest rates as low as 3.6%! If you
locked in this rate now, instead of the 4.25% rate, your monthly
payment would only be around $907, for a savings of about $80 a
month! Over the course of a year you could save $960, and about
$2,000 over two years!
If you have an FHA loan, we have some good news for
you. FHA has lowered its basis points from 1.35% to
.8%! This means that if you got an FHA rate sometime in
the last three years, you're probably paying $120 to $150 a month
in mortgage insurance. You could have it reduced to $65 to $110 a
month if you refinanced! This is a $50-a-month savings
per loan, which is fantastic. FHA also offers something
called FHA Streamline, which allows you to obtain a
loan without having to deal with appraisals, credit checks, and
underwriting, all for $300.
We have several lenders we can refer you to if any of these
opportunities interest you. Give us a call or shoot us an email -
we would love to figure out whether now is the best time to make
your move and discuss your options. We look forward to hearing
from you soon!
Mehr
01.12.2014
1 Minute
There are many great Metro-Detroit area homes for sale.
Click here to perform a full home search, or if you're
thinking of selling your home, click here for a FREE Home
Price Valuation so you know what buyers will pay for your
home in today's market. You may also call me at (248) 425-5082
for a FREE home buying or selling consultation to answer any of
your real estate questions.
5 More Questions to Ask a Prospective Agent
Welcome back, everyone. Last time we gave you 5 questions that
agents hate to be asked. The reason they hate to be asked these
questions is that it requires them to be honest about their
business and business practices. We are back again with 5 more
questions for you to ask your agent, so you can determine if
they will be able to meet your needs.
6. How many of your pending contracts close escrow?
This is more of an intricate question and speaks to Real estate is
not a one man job anymore. minimizing the hassle of a transaction.
If you are hearing numbers that are 95% or above, that is great.
Our team's average is 96%. Anything less is not effective and
probably won't lead to a very smooth sale.
7. What is your list-to-sale ratio?
This is of supreme importance when you are selling a home. The
national average is 92%, but an experienced team of agents like
ourselves have a 98.2% average. We can get you more than 6% more
money than an average agent.
8. How will you attract buyers to my property?
Your agent must have a written, applicable marketing plan. Putting
a sign in the yard and putting it on the MLS isn't a plan. A plan
must be a written, repeatable system that is in place, like our 151
point marketing system.
9. Do you assist with staging a property?
A few small moves can result in thousands more for your home sale.
A certified home-stager, like the ones we work with, can sae you
thousands with investments of only hundreds.
10. How many homes have you sold in the last 6 months, the last
year?
For sellers ,this figure shows a track record of success. If you're
a buyer a high number tells you that this agent may have access to
some homes that are not on the MLS. We personally get about 5 deals
a month from homes that aren't publicly listed.
Thanks for reading, If you have any questions, you can always give
us a call or send us an email. We would be very glad to help.
Mehr
07.11.2014
1 Minute
There are many great Metro-Detroit area homes for sale.
Click here to perform a full home search, or if you're
thinking of selling your home, click here for a FREE Home
Price Valuation so you know what buyers will pay for your
home in today's market. You may also call me at (248) 425-5082
for a FREE home buying or selling consultation to answer any of
your real estate questions.
What You Should be Asking Your Prospective Agent
Today we want to share with you 10 questions that real estate
agents hate to be asked. These are great question to ask agents
before hiring them, because it forces them to be honest and
their answers will determine how good of an agent they are. We
will cover the first 5 this week, they are:
1. Are you a full time agent?
This is a very important question to ask. You want to make
sure the agent has the experience to handle all the issues in your
real estate transaction.
2. Do you have a team to support you?
This is also very important, especially if you are buyer. If
the right home comes up and there is no one else to help you
besides your primary agent, you could miss out on the best homes in
our market, which are typically selling within 24-48 hours. We have
13 buyer representatives that are always available to assist you
with getting into homes and helping make offers. Real estate is not
a one man job anymore.
3. Are the members of your team specifically trained for certain
tasks?
It's important that each member of the team has a specific,
defined role. A closing coordinator may not be the best
negotiators. A good negotiators is not necessarily the best at
marketing. Each person should know their job and be trained well to
help close a transaction quickly and smoothly.
4. What level of communication can I expect?
This is of the utmost importance. For our sellers, we
communicate with them a minimum of twice a week. For buyers, we
will keep in touch at all times to let you know about new listings
that match your criteria for a home. We cater to your communication
needs and can communicate with you however you would
like.
5. How do you rank in your firm, locally and
nationally?
This is a great question to ask to gauge experience. If you
work with an agent in the bottom 20%, they don't always have the
pedigree to get your home sold or bought correctly. Our team is #2
in Michigan and #12 nationally.
Thanks for checking out our first set of questions. We will be back
in a few weeks with the final 5 questions, so stay tuned! If you
have any questions in the meantime, feel free to give us a call or
send us an email. We'd be glad to help!
Mehr
Über diesen Podcast
If you are looking to buy or sell a home, get all the information
and the latest updates, tips, and tricks from Michael Perna of The
Perna Team - your professional Oakland Real Estate Agents.
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