PayFi on Stellar: Tori Samples on Stables, RWA, and Onchain Payments

In this episode of the TEACHMEDEFI podcast, we sit down with Tori
Samples from the Stellar Development Foundation to explore how
blockchain is transforming enterprise payments and finance
through PayFi. 


More on PayFi: https://bit.ly/TMD_PayFi


As global businesses seek faster, cheaper, and more efficient
financial infrastructure, blockchain-based payment finance
(PayFi) is emerging as a critical solution.  


Tori explains how Stellar enables enterprises to integrate
blockchain-powered payments, liquidity management, and financing
solutions without disrupting existing workflows. We discuss how
stablecoins, tokenization of real-world assets (RWAs), and
instant cross-border settlements are reshaping financial
operations for businesses worldwide.  


The conversation dives into the challenges enterprises face in
adopting blockchain, such as currency conversion inefficiencies,
regulatory uncertainty, and the need for user-friendly
interfaces. Tori shares how Stellar’s infrastructure is designed
to support businesses through compliance-ready, scalable payment
solutions.  


We also discuss the broader PayFi vertical in Web3, which focuses
on improving real-time payment flows, automated financial
settlements, and access to decentralized liquidity pools. As
stablecoins and tokenized assets gain traction, PayFi is
increasingly bridging traditional finance with blockchain,
allowing enterprises to benefit from instant, cost-efficient, and
programmable financial services.  


This episode is essential for business leaders, CFOs, and
enterprises looking to understand how blockchain can enhance
financial efficiency. Whether you're navigating global payments,
exploring stablecoins, or strategizing liquidity solutions, this
conversation breaks down why PayFi is set to redefine enterprise
finance.


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Guest Links / Additional Material:


More on PayFi: https://bit.ly/TMD_PayFi


Stellar Website: https://bit.ly/TMD-Stellar


Messari Article On PayFi:
https://messari.io/report/payfi-ecosystem-analysis 


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Timestamps:


00:00 - Intro


01:30 - Stellar Development Foundation: Mission and Impact


05:40 - Sending Money On-Chain


09:40 - Current Level of Enterprise Adoption in Blockchain


13:35 - How To Onboard Enterprises


19:30 - Where To Start?! 


20:30 - What is PayFi? - Payment Financing Explained


29:05 - Factoring On-Chain


31:10 - Global Access To Financing


35:00 - Responding to Global Crises with On-Chain Solutions


36:30 - Currency Conversion / Off-Ramping


39:10 - The Rise of Stablecoins and Their Benefits


40:33 - Productizing PayFi for Enterprises


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Disclaimer:


TEACHMEDEFI is a provider of entertainment and opinions. We are
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