How First Home Buyers Can Overcome Fear of Long-term Debt Commitments

Feeling scared about taking on a long-term mortgage commitment
for your first home? You're not alone! It's quite a common worry
but if you let fear hold you back, it can stop you from making
your dream of owning a home a reality. 


Without facing these worries head-on, you could end up stuck, not
knowing how to move forward and buy the house you've been
dreaming of.


Today, we have Aaron Christie-David — managing director &
mortgage broker at Atelier Wealth, together with Damien Walker —
who is director & mortgage broker at the same company.
They're here to share some tips on how to tackle those scary
feelings about long-term debt.


Join us as we break down the common fears first home buyers face
and discover some simple but impactful strategies to beat them.
Don't let fear stop you from getting your own place—tune in and
take the first step toward owning your dream home.


Episode Highlights:


00:00 - Introduction


02:26 - Meighan’s special house of the week


03:36 - Who are our guests for today?


04:02 - What fears do borrowers, particularly first home buyers
commonly have?


06:01 - What is the fear setting process all about?


10:32 - The cost of inaction for fear of taking on a long-term
debt commitment


15:48 - Why is fear setting critical in property ventures?


20:17 - Strategies that encourage clients to confront and
overcome their home buying fears


22:48 - What kind of fear do first home buyers need to have?


28:51 - Why having the right support crew is the first important
step in home buying


32:04 - How different generations can overcome challenges in
property ownership


35:09 - Finding the right buyer’s agent to support you in your
first home buying journey


37:27 - Benefits of integrating emotional awareness into the home
buying experience


39:46 - One thing that Aaron and Damien wished they knew as a
first home buyer


About Our Guests:


Aaron Christie-David is the Managing Director of
Atelier Wealth, which he co-founded with his wife Bernadette
several years ago. Aaron is highly qualified and has a wealth of
knowledge and experience in the Finance Industry.


Damien Walker is the Director of Atelier Wealth,
and has spent the last 6 years as part of the Atelier Wealth
family, bringing both financial qualifications and experience to
the team.


Connect with Aaron and Damien:


Website https://atelierwealth.com.au/

Aaron’s LinkedIn
https://www.linkedin.com/in/aaronchristiedavid/

Damien’s LinkedIn https://www.linkedin.com/in/damien-walker-/



Resources mentioned in this episode:


Your First Home Buyer Guide Podcast Episode #125: Property
Buying Life Cycle: Through the Lens of a Financial Advisor
https://homebuyeracademy.com.au/podcasts/125

The Psychology of Money by Morgan Housel
https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681



Resources:



FREE MINI COURSE: How to price property like a
professional https://www.homebuyeracademy.com.au/freecourse

Meet our recommended mortgage brokers at Home Buyer Academy
https://homebuyeracademy.com.au/brokers

Visit our website https://www.homebuyeracademy.com.au/

Learn how to buy property without making a mistake with our
ultimate 10-step online course for first time home buyers
https://homebuyeracademy.com.au/YFHBG

If you have any questions or would like to be featured on our
show, contact us at: Your First Home Buyer Guide Podcast
support@homebuyeracademy.com.au

Looking for a Sydney Buyers Agent?
https://www.gooddeeds.com.au

Work with Veronica: https://www.veronicamorgan.com.au

Looking for a Brisbane Buyers Agent?
https://www.propertypursuit.com.au/

Work with Meighan: https://www.linkedin.com/in/meighanwells/



If you enjoyed today’s podcast, don’t forget to subscribe, rate,
and share the show! There’s more to come, so we hope to have you
along with us on this journey!


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