Q&A: Deposit Risks, Rentvesting, and Grading Property

Ever wondered if rentvesting is the way to go, what happens to
your deposit if things fall through, or whether it’s worth
stretching for an A-grade property? We’re tackling these big
questions straight from our Facebook group in this episode.


First, let’s talk about deposits. Did you know the rules around
conditional offers and cooling-off periods vary state by state?
We break it all down, from what happens if conditions aren’t met
to why having a good solicitor is non-negotiable. Seriously,
don’t sign anything without advice—your deposit might depend on
it.


Next, we dive into rentvesting. For some, it’s the perfect
solution, but is it the right fit for you? Especially if you’re
further along in life and buying your first home, we talk about
how to weigh up living where you want versus making a smart
investment. And spoiler: the right answer depends on what really
matters most to you.


Finally, we tackle the A-grade versus B-grade property debate.
Should you go for a top-tier asset, even if it means tighter
finances? We chat about when it’s worth stretching your budget,
what makes a property truly “A-grade,” and why overcapitalising
on a renovation in the wrong location is a big no-no.


This episode is packed with real talk and practical advice to
help you make better decisions on your home-buying journey. Let’s
get started!


Episode Highlights:


00:00 - Introduction


02:31 - Meighan’s special house of the week


03:05 - Will I lose my deposit if conditions I set aren't met in
a conditional offer?


09:25 - Should a 59-year-old first-time buyer choose rentvesting
over buying in Sydney?


13:07 - Is the financial stress of an A-grade property worth the
potential benefits?


16:57 - Should you raise and renovate a property near a main road
and apartments?


Resources mentioned in this episode:




Your First Home Buyer Guide Podcast Episode #135: How to
Navigate the Unknown: Finding Homes in Unfamiliar Territory
https://homebuyeracademy.com.au/podcasts/135




Your First Home Buyer Guide Podcast Episode #205:
Rentvesting: What You Need to Know Before Taking the Leap
https://homebuyeracademy.com.au/podcasts/205




Your First Home Buyer Guide Podcast Episode #173: Rentvesting
or Homeownership: What’s the Smarter Move?
https://homebuyeracademy.com.au/podcasts/173




Resources:




FREE MINI COURSE: How to price property like
a professional https://www.homebuyeracademy.com.au/freecourse




Meet our recommended mortgage brokers at Home Buyer Academy
https://homebuyeracademy.com.au/brokers




Visit our website https://www.homebuyeracademy.com.au/




Join our Facebook Group to get access to free monthly live
Q&A sessions




https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia




Learn how to buy property without making a mistake with our
ultimate 10-step online course for first time home buyers
https://homebuyeracademy.com.au/YFHBG




If you have any questions or would like to be featured on our
show, contact us at: Your First Home Buyer Guide
Podcast support@homebuyeracademy.com.au




Looking for a Sydney Buyers Agent?
https://www.gooddeeds.com.au




Work with Veronica: https://www.veronicamorgan.com.au




Looking for a Brisbane Buyers Agent?
https://www.propertypursuit.com.au/




Work with Meighan: https://www.linkedin.com/in/meighanwells/




If you enjoyed today’s podcast, don’t forget to subscribe, rate,
and share the show! There’s more to come, so we hope to have you
along with us on this journey!




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