The Property Geek Podcast

Over the last few episodes we've covered various ways of funding property projects, in addition to the familiar options of cash and mortgages. In this episode, I round off the series by summarising my main takeaways and suggesting how to choose the most appropriate form of funding. See this episode on the Property Geek website: https://www.propertygeek.net/podcast/funding-property-project/

Joint ventures (JVs) get talked about a lot in property, with good reason: after all, if you don't have the cash to do all the deals you want to do, a JV is a way of solving that problem without going cap-in-hand to the bank. But where do you even start with finding someone who might want to lend you money? How do you structure the agreement? And what happens if something goes wrong? In this episode I'm delighted to welcome Jay Booth back to the podcast, to talk about how he's made JVs work for him – and his friends and family. Jay was on the show earlier in the year talking about how he bought and refurbished nine properties in a year, and in this follow-up chat we get into how joint ventures fuelled some of that rapid expansion. See this episode on the Property Geek site: https://www.propertygeek.net/joint-ventures

If you own your own home or have buy-to-let properties, you might find yourself with equity you can't access – due to redemption penalties or too-good-to-lose mortgage rates, for example. By unlocking that equity, you could grow your portfolio faster – and in this week's episode, I speak to mortgage advisor Dave Cookson about a relatively little-known way to do exactly that. See this episode on the Property Geek site: https://propertygeek.net/podcast/second-charges

You've probably heard of peer-to-peer (or P2P) finance, and you might be aware of the bigger platforms like Zopa and Funding Circle. But you might not have thought to turn to peer-to-peer for your property project – or be aware of how many different options there are. In this episode I speak to James Wallis from Aben Financial – a commercial finance advisor with a particularly deep knowledge of the peer-to-peer sector. See this episode on the Property Geek site: https://propertygeek.net/podcast/peer-to-peer