The Scoop Before Buying Your First Home with Ashley Owens

Unlock the door to your future home with confidence as Ashley
Owens, Centric FCU's VP of Mortgage, joins us to clarify the
journey of home ownership and the art of securing an advantageous
mortgage. If you've ever felt baffled by the fluctuating housing
market or tangled in the web of credit scores and interest rates,
this episode is your beacon through the fog. Ashley disentangles
market trends and illuminates how a sterling credit score is more
than just a number—it's your ticket to a rate that smiles back at
your wallet. Our chat navigates through the often-overlooked
debt-to-income ratio and arms you with strategies to anchor
yourself in a rate that won't leave you adrift when financial
tides shift.

Step through the threshold of your first home with ease, as we
explore Centric's tailored program for first-time buyers that's
changing the game—one without private mortgage insurance or the
confines of zip codes. Ever pondered the secret passages an
experienced real estate agent might reveal or how to prepare for
the financial surprises that life likes to throw our way? We've
got you covered, filling your toolbox with the essentials for not
only acquiring the keys to your new abode but also crafting a
budget to keep the hearth of your home life glowing. From
pre-qualification to post-purchase peace of mind, this episode is
your guide through the labyrinth of home-buying to ensure your
journey ends with a welcome mat at a place you can truly call
your own.