GMR 163: How to Use Credit Cards Without Wrecking Your Budget

Show Notes


How to use credit cards without wrecking your budget


Use your credit card as a form of payment, not as an extra source
of income.


Assign each Credit Card transaction to a budget category.


Ensures you’re only spending what you’ve planned.


Helps you keep track of all your credit card usage.


Makes it easier to pay the balance in full every month.


Manage your money with a zero-based budget


The best way to track expenses is with a debit card


You can use a Credit card, but be aware, your checking account
balance won’t match your budget tool until you pay off your
credit card.


Pay off the full balance each month, not the statement balance.


Prevents you from overspending.


Keeps everything reconciled and balanced.


Eliminates interest charges.


Resources



Debt tools and other free resources -
https://leosabo.com/resources
David’s website - www.stewardshippastors.com