How to Become a Millionaire with Ariel Ward

This week I sat down again with Ariel Ward, CFP to talk about how
to become a millionaire and some of the small steps you can be
taking now to help you down the road.


Ariel Ward, CFP joined Workable Wealth in 2018 as a Financial
Planner and in March of this year, made the move to Abacus Wealth
Partners with me as a Financial Planner. She and I work closely
together on our clients. She has 11 years of experience in the
field of personal financial services and in helping clients
develop financial clarity. She is passionate about helping
professionals understand their financial lives and make better
decisions with their money. Ariel is married to a pilot and
spends as much time as possible exploring the US with her husband
and 2 children. She enjoys working with clients in the aviation
industry to make the most of their employee benefits and map out
a plan for personal financial strength. She is a member of NAPFA,
the XY Planning Network and the Financial Planners Association.


Ariel works virtually out of Charlotte, NC. She enjoys North
Carolina’s mountains, beaches and everything in between. In her
free time you can catch her walking to one of Charlotte’s
excellent breweries, playing Scrabble or building Lego houses
with her kids.


HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE:


The first thing to do to start growing your net worth

The question I like to ask all of my clients to help judge
progress

How being debt conscious can be an important step toward
millionaire status

How student loans play into your plan of millionaire status

How critical employer-sponsored retirement savings accounts
can be

Leveraging a Roth IRA or a backdoor Roth IRA

If you’re paired up, is maxing out two 401(k)s enough for
retirement

A few items millionaires have leveraged to get to that status

Other areas to focus on beyond investments when working to
become a millionaire

One of your most valuable assets to help you increase your
net worth

How lifestyle inflation can delay your ability to become a
millionaire

What a $5,000 raise could do to your net worth over 20 years

A fear small business owners have that could be hurting their
millionaire status

Where a budget plays into your millionaire goal

The difference between saving a percentage of income vs. a
specific dollar amount



LINKS WE MENTIONED ON THE SHOW


The Millionaire Next Door



GET SOCIAL WITH ARIEL AND LET HER KNOW YOU HEARD ABOUT
HER HERE


Workable Wealth Website

Ariel’s e-mail

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