What is Home Equity and Why is it Important?

The term ‘home equity’ is one that you probably will hear a lot
about as you venture into homeownership, apply for a second
mortgage, or refinance your current mortgage. Because many
lenders and real estate agents are so close to the subject, they
may assume that you are as well versed in it as they are. So
let’s take a moment to understand precisely what home equity is.


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