The Worst is Yet to Come with Gordon Oliver

Today, The Two Mikes again welcomed back Gordon Oliver, who is with
the non-profit
organization Cambridge Credit Management, which was founded in
1996. 



Mr. Oliver said that much of the economy is still in a bad way, and
the indications are that the republic’s economy may well get worse.
He noted, to for example, that homeowners with adjustable mortgages
have seen their interest rates rise from 4.4-percent to
7.5-percent. 



Americans with school-loan debts to pay are also facing a situation
where they will have to face the future alone as Biden is focused
on getting help government employees working in all governmental
levels – states, municipalities, cities, and the civil service. The
largest percentage of the individuals in those categories are, not
surprisingly, reliable Democratic voters.



Mr. Oliver added that the future economic outlook is unpredictable,
as is obvious in the fact food prices continue to increase even as
the administration says inflation is moderating. The first step for
consumers, Mr. Oliver said, is to get a handle on your monthly
expenses by making a list of the expenses that you must pay every
month, mortgage, rent, or other contractual debts, groceries,
utilities, child- care, gasoline, insurance payments, etc. and
see how much you are committed to monthly and see if one or
more category can be reduced. 



This is an important and sometimes complicated process but Mr.
Oliver’s organization offers free – yes, free -- assistance for
people who are ready to prepare a budget that will help them get
through what appears to be the tough economic road that lies
ahead.

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