How Constraints Create Opportunity with David Velez of Nubank

After business school, David Velez moved to Latin America to
become a venture capitalist. But after finding a dearth of startups
to invest in, he founded one of his own. Since then, Nubank has
grown into the largest independent digital bank in the world.
The Brazil-based company has over 39 million users and a valuation
north of $25 billion. David shares how Nubank built a waitlist
of over a million people in just 18 months, why the company's
first product was a purple credit card, and how waking up at 5am
every day makes him a better founder.