GERALD ON CAPE TALK: Managing your credit score

Have you received the axe? It is an unfortunate and unforeseeable
circumstance we all pray never happens to us. But when it does you
might fear paying off your debts for the months to come, don't cash
out your pension just yet. Early withdrawal from your pension can
mean paying more tax at retirement and leave very little to live
off on. This advice may come too late for those who have already
been retrenched, the solution is to live like you could lose your
job tomorrow. How can you better prepare for retrenchment? Refilwe
and Gerald chat.