Forget R.O.I., Focus on I.O.R. & Informed Simplicity With Ryan Krueger

Today's guest is Ryan Krueger, Co-Founder & CEO, of Kruger
and Catalano an independent RIA in Houston TX with $400 million
in assets under management (AUM). Ryan started in the mail room
at one of the biggest investment firms in the country and now has
his own firm and shares his remarkable story! 


Ryan can be reached at:


Website: https://kc-roi.com/


Here are a few notes from the show:


Ryan's genius is his ability to keep things simple and to plan
ahead. In his word's, he uses "Informed Simplicity."  


Ryan's Two Most Important Questions:


1. Am I going to be ok (financially)?


2. How much money is enough?


Other "Threads" Of Wisdom:


Companies focus on cash flow, it is really important for
individuals to focus on cash flow as well. 


Forget R.O.I., It’s about I.O.R.


Income...


Opportunity...


Reason to Invest...


Learn how to dig a well before you’re thirsty 


Fundamental Questions:


He creates stock tournaments to filter stocks that meet his
criteria. 


*Game Unchangers (find out which stocks will be around in 10-50
years).


*What’s changing (in the market, industry, sector, company, etc)
without me knowing about it (look for your blindspots)


*Looks at leading stocks- then asks what other companies are
doing anything close.


*Dividend growth,


*Free cash flow


*Gross profit margin


*Return on equity with free cash flow


*WAR (Win Above Replacement) stock ranking system


Ryan Breaks The Market Down Into 4 Broad Categories


*Growth


*Margins 


*Valuations


*Yield 


MOST IMPORTANT ----Sell Disciplines


Most people struggle with this because it is tough for them to
admit they are wrong. 


How to solve it: 


1. Buy right - Position size is 1-2% of portfolio


2. Never average down


3. Place a sell stop based on price below entry 15-20%. 


4. After double or triple, take 100% of the principle off the
table.





KEY: Focus on getting it right, not being right. 


These are just a few notes from the show. 


Listen to the show and then share your thoughts and what you
learned with the hashtag #SmartMoneyCircle on your social media