Are You In A Retirement Savings Crisis?

Here's the state of retirement planning today:


 


The baby boomers are preparing for retirement.

Social security is in trouble. (We basically become insolvent
in 2034)

The median household has a little more than $100k saved.



 


The combination of these things isn't exactly a winning
formula. Are we going to be okay and, either way, how can
you know what to expect in retirement? Listen in as we explore
the deeper reality here.


 
There Been A Historic Shift in Retirement Strategy

 


We've literally never seen a generation retire on the 401k and
it's about to happen.


 


My grandfather and maybe yours too received a pension and social
security. Every single month they receive a paycheck in
retirement - guaranteed income. Any savings they had outside of
their core income strategy was for additional expenses like
traveling.


 


But, that isn't true today.


 
So... why did the retirement shift happen? Perspective
is important.

 


Companies in the late 70's and early 80's were making long term
pensions and they realized they could feasibly continue to give
out guaranteed income. Especially as life expectancy continued to
increase.


 


At the same time, the IRS came out with code 401k as a way for
the wealthy to put aside extra money for the future. It was never
intended to be a tool for saving for retirement. 


 
The 401k was never intended to be a tool for retirement.

Within a few months, 401k's took over as companies saw a way to
get out of guaranteed pension rates. And it was a perfect
storm.
 


Instead of guaranteeing you funds, we will match what you put
into a 401k and you will have a stack of cash for the future. And
the market took off! Everyone wanted to have their money in the
market instead of a pension fund. It was celebrated until
the market crashed.


 
Now, A Generation Prepares to Retire as the First Group to Rely
on a 401k. 

 


No group before this generation has ever needed to trust the
market for their success.


 
Here's my challenge: if you are willing to diversify
your income streams, you can create a ton of flexibility to succeed
in the future. Listen in to the audio above at 9:25 to
hear how this strategy works to make sure anyone about to retire
can create multiple revenue streams and be well positioned for
retirement.

 


Yes, there is a retirement crisis. But there is a number of
options that allow you to take control of your future by building
a customized plan.


 


If you want to set up a time for a free consultation to talk
about your specific situation and create the reality you want
just click below, and we can craft a strategy that works.


 


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