Mike Sims -- A Much-Needed Banking Solution Built On Relationships (Vinings Bank)

Mike Sims, Executive Vice President of Vinings Bank, has
decades of business banking experience that lead him to
understand its history, what is important for a strong financial
future, and most importantly how a relationship can tell you more
about a person than only a set of numbers and data. Enter Vinings
Bank.


Vinings Bank started at a difficult time to succeed in 2007, but
still, today is enabling many small to medium-sized businesses
and business owners to succeed in reaching their dreams.
 
If you've listened to the show much you've heard my long list
of frustrations with big banks and this conversation is a timely
breath of fresh air if you feel unknown or undervalued by your
current banking partner. 

 
In this podcast interview, you will hear:

The HUGE difference between community bank solutions and big
bank processes.

Mike's approach to offering capital and what his "red flags"
may be.

A better option for families, businesses, and business owners
making less than $75 - $100 million.

A radically simple approach to banking rooted in
understanding its partners.
Listen on the More Than Money Apple Podcast



P.S. Vinings Bank doesn't charge overdraft fees. Holy cow! This
is just unheard of in today's banking world. I love how
differently they do things for the betterment of its partners.
Interview Highlights


Mike's Journey That Equipped Him To Lead Vinings
Bank (Listen in at 5:00)



The Birthing of Vinings Bank In An Impossible Time &
How It Changed Everything (Listen in at 15:00)


A Risk Profile That Considers Heart & Passion As Well
As Financials  (Listen in at 24:00)


The Unique Differences of Vinings Bank (Listen
in at 28:00)


The Most Important Factor Vinings Bank and Mike Sims Look
For When Providing Capital (Listen in at 34:30)


The BIGGEST Banking Mistake Made By
Entrepreneurs (Listen in at 42:45)


A Partner's Dream and Grandma's Secret Cookie
Receipt (Listen in at 47:00)


Chris' Favorite Two Questions He ALWAYS Asks
(Listen in at 54:30)
 
Key Quotes   "Many of my clients are business owners or
dream of starting a business. They would love to hear this!"

 
"We're a commercial bank, but we want to serve small,
medium-sized businesses with a team of people with really BIG
skills sets."   "Most businesses struggle with their
relationships with their banks because they don't know how to talk
with their banks."

 
"Unfortunately, larger banks are tightening things up and
keeping their staff conservative in practice. Where smaller
institutions are still regulated but more flexibility to have
meaningful conversations."

 
"We don't charge fees and prefer to make money on your
deposits. We can't make money if you're unhappy and go somewhere
else, so we fight to keep our partnerships happy."

 


Ask Any Question to More Than Money or Lindsey Turner Ask Any
Question to More Than Money or Mike Sims
Email Address * Question
* Thank you! We will follow up
with you shortly.

 
This Interview Is Part of Our More Than Money Conversation
Series

 


 


We are financial planners, but we don't believe money will solve
the issues people often believe it will. Put simply: More money
isn't the best answer to a fulfilling life.
  While we are absolutely interested in the financial
success of our clients and growing their wealth, we believe we have
failed as an organization if we have not equally led them to a more
fulfilled life.

A better quality of living is so much more than excess of wealth
and Mike/Vinings Bank similarly believe dreams, passion, and
relationship are tells of your success more so than your balance
sheet P&L statement. We invited Mike to share more about a
community banking solution and just love how the conversation
erupted to be something relevant for our audience to question if
they are getting the best care they could receive.
We believe in "quality of life".

It is one of the greatest joys of our business to meet with
clients, hear their dreams, and then see them live out a
plan to achieve their goals.


We are More Than Money because we believe in you
enjoying your life AND growing your wealth.


This interview hopefully reminds you to find a banker who asks
questions and a bank that learns about what your money does for
you, not only how much you have.


 
It's Vital To Have Meaningful Conversations

Think you would be a good fit for a More Than Money
interview? Know someone who would have something to share?

Want to discuss your story and find a better quality of life
in financial confidence?

Have something inspiring that is impacting others?



Let's talk. More Than Money exists for you and responds to all
inquiries through our contact page.


Contact More Than Money 


_Thank you so much for your time and insight, Mike! _