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House prices have soared across the world, rising far faster than
wages and locking many people out of home ownership.
This episode looks at why cheap credit, global investors,
short-term rentals, and slow building have pushed prices ever
higher.
It also asks whether governments can really fix the problem, or
if expensive housing is the new normal.
How house prices have outpaced wages since late 1990s.
Cheap credit and low interest rates drove prices higher.
2008 crisis; policies kept prices from falling much.
Homes treated as a global safe asset for investors.
Demand outstrips supply: planning, NIMBY, limited land.
Rising costs, labour shortages, and developers holding land
constrained building.
Population changes, migration, and smaller households
increased demand.
Higher interest rates raised mortgages; prices stayed high
from lock-in.
Local factors: Airbnb and visa schemes pushed prices up.
Housing wealth passed down; family help now often essential.
Are there any solutions?
Full interactive transcript, subtitles and key vocabulary
available on the website:
https://www.leonardoenglish.com/podcasts/global-housing-crisis
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