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  4. #23 Planet Money: In Search Of Bad Guys
The Treasury Department released a framework for regulating the financial industry this week. The plan calls for creating a systemic risk regulator to manage "certain larde, interconnected firms and markets." Adam Davidson lays out what that job might look like.

To analyze the effectiveness of the other plan the Treasury Department announced this week, the one to get toxic assets off bank balance sheets, you need to decide whether you think the banks have a solvency crisis or a liquidity crisis? Gregg Berman of Risk Metrics Group explains the difference between the two, using $50 million and an envelope.

Plus, in search of bad guys with Neil Barofsky, the Special Inspector General for the TARP.

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