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  4. #256: Discipline And Forgiveness
In Spain, if you don't pay your mortgade, the bank can come after you for everything — your car, your wages, whatever.

In many parts of the U.S., it's not like that. If you don't pay your mortgade, the bank can take the house back, but that's it.

On today's podcast, we ask: Which system is better?

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